| 摘要 |
Disclosed are a payment method and apparatus. The method comprises: receiving a payment request from a merchant, determining a payment account list which accords with conditions and contains at least one user according to the payment request, and returning the payment account list to the merchant (S101); determining an amount to be paid of a payment account of each user in the payment account list (S102); and according to the amount to be paid of the payment account of each user, sending a payment instruction to a terminal corresponding to the user, and completing a payment operation according to a payment confirmation instruction received from the terminal corresponding to the user (S103). The payment method and apparatus enable a plurality of users to directly participate in payment without payment to a payer, thereby simplifying a co-payment process. |
