摘要 |
Provided are a user authentication system and method using a physical financial card. A user of the physical financial card is authenticated based on information acquired from the physical financial card using a contact or non-contact scheme. When a user requesting authentication for the first time is successfully authenticated, a unique identifier (UID) of the physical financial card and a personal identification number (PIN) for the authentication are registered. The user is authenticated using the registered UID and PIN information in the next authentication, so that security and convenience are improved. |