METHOD AND DEVICE FOR PROVIDING FINANCIAL DATA TO A USER

摘要

A method and a processing device for providing financial data to a user are provided. The method includes: storing personal data uploaded by users into a database; obtaining personal data from the database by a server; scoring personal data individually for each user and sorting scores, and calculating relative transaction conditions of the users according to the sorting results by an examination module in the server; and displaying the sorting results and the transaction conditions via user terminals of the users by the server.

主权项

1. A processing device for providing financial data to a user, the processing device connecting a server to a plurality of user terminals and a database via a network, the server comprising:
a user qualification examination module, being configured to calculate a credit rating of a user by scoring and sorting each personal data that is provided by the user via a user terminal and stored in the database; a bid setting module, being configured to receive a signal of joining in a bid group from the user and set various parameters and user configurations of the bid group according to the personal data stored in the database; a bid processing module, being configured to receive a signal from the bid setting module and rank users of the bid group in the order of bid amounts inputted by the users so as to determine a current-period bid winner; and a clearance and settlement module, being configured to calculate current-period contribution parameters according to a signal indicating the bid result transmitted from the bid processing module, and display the current-period contribution parameters via the user terminal; and wherein the user qualification examination module calculates a transaction condition according to the credit rating and displays the transaction condition via the user terminal, and the transaction condition is set by the bid processing module.