| 摘要 |
Embodiments of the invention are directed to systems, methods, and computer program products for a system that utilizes health information (e.g., steps taken, miles walked, exercise time, strenuous activity, pulse, heart rate, sweat analysis, breath analysis, blood analysis, caloric intake, skin analysis, temperature analysis, brainwave analysis, other medical diagnostic information, or the like) captured from wearable devices, and financial transactions to adjust estimated or projected life expectancy and health expenses (e.g., medical care expenses, fitness care expenses, health food expenses, or the like) of a user, in order to adjust retirement age, retirement savings, or other financial information, and display this information in a financial, health, and/or retirement monitoring interface. |
| 主权项 |
1. An integrated financial, health, and retirement monitoring system that utilizes health information captured by a wearable device and financial transaction information to provide retirement feedback to the user, the system comprising:
one or more memory devices; and one or more processing devices operatively coupled to the one or more memory devices, wherein the one or more processing devices are configured to execute computer-readable program code to:
monitor the financial transactions of a user;monitor health of the user by receiving the health information captured by the wearable device associated with the user;determine a projected life expectancy of the user;determine a projected allocation of heath expenses for the user based on the financial transactions monitored and the health information captured by the wearable device; anddisplay the projected life expectancy of the user and the projected allocation of the health expenses to the user in a financial, health, and retirement monitoring interface through a user computer system or through the wearable device. |
