| 摘要 |
<p>The convenience of electronic check is improved. A check issuing means (11b) issues, when receives an issuing request, a set of electronic checks to which authentication information is added and of which the drawing maximum amount is limited. A cashing means (10a) withdraws the drawn amount of money from the client's account (11a) and pays it into a seller's account (12a). An electronic check holding means (21) holds electronic checks issued from a financial information management system (10). A total managing means (22) holds the total of money drawn so far. A drawing allowance/rejection judging means (23) judges, when a drawing command is given, whether the drawing is to be allowed or to be rejected based on the drawing maximum amount limit. An electronic check drawing means (24) draws, if the drawing is judged to be allowed, an electronic check of specified amount of money. An electronic check acquiring means (31) receives and holds the drawn electronic check. A cashing request means (32) transmits, if a cashing command is inputted, the cashing request to an issuing financial institution side managing device (11).</p> |
