AN ELECTRONIC BANKING METHOD

摘要

A method for electronic retail banking, specifically the method is permitti ng a client (typically an individual or small business) to perform banking activity by or through any suitable terminal, including the transfer of a financial tender into a virtual bank account automatically defined and opened for this transaction, through a communication network. The method involves the debiting of an existing client associated account, for the amount of the financial tender, against creditin g the virtual bank account. At the termination time of the financial instrument th e virtual account is debited and terminated and the client existing associated account is credited.