Bidirectional authentication

摘要

Systems, methods, and other embodiments associated with bidirectional authentication are described herein. According to one embodiment, a method includes a user receiving a communication from an entity. In response to receiving the communication from the entity, the method further includes generating a token. The token may be a one-time passcode, personal identification number (PIN), alphanumeric value, code word, pass phrase, or security question. The token is received by a device of the user. Additionally, the token is transmitted to the entity. The user may then receive evidence of the token from the entity.

主权项

1. A method, comprising:
receiving, by a device comprising a processor, a communication request from a server associated with a financial institution entity; collecting, by the device, biometric data from a user associated with the device; generating a token, by the device, in response to receiving the communication, wherein the token comprises the biometric data and at least one of a personal identification number (PIN), an alphanumeric value, a code word, a pass phrase, and a security question; transmitting, by the device, the generated token to the server associated with the financial institution entity; receiving, by the device, evidence data from the server, wherein the evidence data is indicative that the token was received by the server; and establishing, by the device, a communication channel with the server in response to receiving evidence data of the token.