Mobile communication device configured for transit application

摘要

An apparatus configured for transit application and methods for utilizing the apparatus for transit application is disclosed. One embodiment of the invention is directed to a mobile communication device comprising a processor, a computer readable medium coupled to the processor, wherein the computer readable medium comprises code for receiving a first transit location, code for displaying options to select a second transit location, code for receiving a selection for a second transit location, and code for sending an authorization request message to an issuer associated with the mobile communication device.

主权项

1. A mobile communication device comprising:
a display; a processor; and a computer readable medium coupled to the processor, wherein the computer readable medium comprises code for performing operations comprising:
transferring user data to a first access device at a first transit location to grant a user access to a transit system, wherein the first access device prevents and grants physical access to the transit system;receiving a first identifier of a first transit location from the first access device indicating that the user has been granted access to the transit system at the first transit location; andafter receiving the first identifier of the first transit location from the first access device indicating that the user has been granted access to the transit system, but before the user has exited a second access device at a second transit location:
displaying, via the display, a plurality of possible destination location options of the transit system;receiving, from the user, a selection of the second transit location of the plurality of possible destination location options as a destination for a journey of the user;determining a transit fare for the journey from the first transit location to the second transit location;initiating a sending of an authorization request message to an issuer associated with the mobile communication device to authorize a payment of the transit fare for the journey, during the journey from the first transit location to the second transit location; andreceiving an indication of an authorization response message indicating that the authorization of the payment of the transit fare was approved,wherein the indication is thereafter sent to the second access device at the second transit location to actuate the second access device and allow the user to exit the transit system.