Systems and Methods of Securing MO/TO Processing

摘要

In one aspect, a method of securing a Mail Order/Telephone Order (MO/TO) transaction is provided. The method is performed by a MO/TO account holder-facing application running on a processor of an account holder computing device, and includes receiving a MO/TO token request from an account holder; and responsive thereto, obtaining data corresponding to a token for use in a MO/TO transaction request to be provided to a merchant having access to a merchant-facing application corresponding to said account holder-facing application. In another aspect, a method of processing a MO/TO transaction is provided. The method is performed by a MO/TO merchant-facing application running on a processor of a merchant computing device, and includes receiving a MO/TO transaction request, comprising data corresponding to a token, from a merchant; and responsive thereto, initiating obtaining payment credentials using said token.

主权项

1. A method of processing a Mail Order/Telephone Order (MO/TO) transaction, said method being performed by a MO/TO merchant-facing application running on a processor of a merchant computing device and comprising:
receiving, by the computing device, a MO/TO transaction request, comprising data corresponding to a token, from a merchant; and responsive thereto, initiating, by the computing device, obtaining payment credentials using said data.