Two step near field communication transactions

摘要

A two step method for transferring money from a sender to a recipient includes entering information relating to the transfer into a near field communication (NFC) enabled device of the sender. The device is then placed in contact with or close proximity to a recipient's device a first time, causing the sender's device to establish an NFC link between the two devices and to gather information relating to the recipient via the NFC link. The sender's device is then placed in contact with or close proximity to the recipient's device a second time, causing it to transmit the information relating to the transfer and the recipient to a third party service provider via another network, e.g., the Internet, thereby causing the service provider to transfer the money from an account of the sender to an account of the recipient.

主权项

1. A method, comprising:
receiving information relating to a transfer by a near field communication (NFC) enabled data communication device of a sender; detecting the device of the sender is within a first proximity to an NFC enabled data communication device of a recipient a first time; in response to the detecting:
establishing a first NFC link between the device of the sender and the device of the recipient; andtransmitting information relating to the recipient from the device of the recipient to the device of the sender via the first NFC link; detecting the device of the sender is within the first proximity to the device of the recipient a second time; and in response to detecting the device of the sender is within the first proximity of the device of the recipient the second time:
establishing a second NFC link between the device of the sender and the device of the recipient;in response to establishing the second NFC link, establishing a data communication link between the device of the sender and a third party service provider via a network; andtransmitting the information relating to the transfer and the information relating to the recipient directly from the device of the sender to the third party service provider via the network and thereby cause the service provider to transfer money from a funding account of the sender to a receiving account of the recipient.