发明名称 |
SYSTEM AND METHOD OF PROVIDING MULTINATIONAL CARD PROGRAMS |
摘要 |
A method for facilitating a transaction includes: storing card association data entries, each including at least a card association number (ICA), a country associated with the ICA, and a plurality of bank identification numbers (BINs) associated with the ICA; receiving a number request originating from a first country and identifying a second country; identifying a specific data entry where the included country corresponds to the second country; identifying a subset of BINs of the plurality associated with the ICA in the specific data entry; transmitting the identified subset of BINs; receiving an authorization request for a financial transaction originating from the second country and including at least a payment card number, the number being associated with a BIN included in the subset of BINs; processing the financial transaction as a local transaction and not a cross-border transaction; and transmitting an authorization response indicating approval or denial of the financial transaction. |
申请公布号 |
EP2984613(A4) |
申请公布日期 |
2016.12.07 |
申请号 |
EP20140782194 |
申请日期 |
2014.04.09 |
申请人 |
Mastercard International, Inc. |
发明人 |
PATTANAYAK, Sambit;GLASSMAN, Edward;CRUM, Richard Francis |
分类号 |
G06Q20/34;G06Q20/38;G06Q20/40 |
主分类号 |
G06Q20/34 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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