发明名称 |
Anti-Fraud Credit &Debit Card Computer Program |
摘要 |
This is a computer program and accompanying app for use with cellular telephones, mobile devices, and computers is without customer specific front-end code as this will be unique to each customer (i.e. credit card issuing company). This computer program/app marries a credit or debit card to a unique signal or MAC address on your cellular phone, mobile device, or computer for the purpose of fraud protection via customer transaction authentication and approval. This is accomplished through a chain reaction of real time requests for authorization of purchase and their respective responses passing from a retailer to card provider to card holder and back using software installed onto the associated chain of hardware in a process similar to “digital handshake” with various options of security. |
申请公布号 |
US2016350752(A1) |
申请公布日期 |
2016.12.01 |
申请号 |
US201514613118 |
申请日期 |
2015.05.26 |
申请人 |
Turbides Cesar Edwardo |
发明人 |
Turbides Cesar Edwardo |
分类号 |
G06Q20/40;G06Q20/26;G06Q20/24 |
主分类号 |
G06Q20/40 |
代理机构 |
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代理人 |
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主权项 |
1. A unique system of secondary authentication for credit or debit card transactions, said system including a controlling program, a database, a mobile app, and a series of requests and responses interconnected via preexisting data transmission lines. |
地址 |
Central Islip NY US |