SYSTEM, METHOD, AND APPARATUS FOR LOCATING A BLUETOOTH ENABLED TRANSACTION CARD

摘要

A system for transmitting and receiving proximity data associated with a transaction card may include a Bluetooth-enabled microchip transaction card, an account provider system, and a mobile device. When a user device and a card are paired, the user device may receive a notification when the card is outside of a specified distance from the user device. A user device may be connected to a Bluetooth mesh network, connecting the user device to a number of Bluetooth enabled devices such that when the transaction card is outside of a specified distance of the mesh network, the user device may receive an alert. When a user receives an alert that the card is outside of a specified distance from the user device, the user device may be used to relay to the user whether the user is moving in a direction closer or farther from the card.

主权项

1. A user device comprising:
an input/output interface comprising an antenna component that is paired to a Bluetooth-enabled transaction card and receives proximity data from the transaction card via Bluetooth network; a processor that generates a notification to alert a user that the proximity data received from the transaction card indicates that the transaction card is greater than a specified distance from the user device, wherein input/output interface receives a response from the user based on the notification, wherein the processor performs at least one of the following based on the response:
generates deactivation data associated with the transaction card and transmits the deactivation data using the input/output interface to an account provider system;generates an override alert associated with the transaction card and transmits the override alert using the input/output interface to an account provider system;generates a report including the proximity data received from the transaction card and GPS data received via a GPS component on the user device; andgenerates user-specified transaction card display data and transmits the transaction card display data using the input/output interface to the transaction card to display on a dynamic display; wherein the account provider system manages the account and participates in transaction authorization associated with the transaction card.