发明名称 Systems and Methods for Providing Real-Time Monitoring of Spending Limits
摘要 In one embodiment, a server is provided for providing real-time monitoring of spending limits. The server may include memory storing software instructions, and a processor(s) configured to execute the software instructions to perform operations. The operations may include determining that a user has interacted with a store item in a retail environment. The operations may also include accessing a user profile of the user that includes a savings goal of the user, and determining that purchase of the store item would meet at least one trigger condition associated with the savings goal. The operations may further include generating an analysis of the estimated impact of the purchase to the savings goal, and providing the analysis to a device for display to the user while the user remains within the retail environment.
申请公布号 US2016180465(A1) 申请公布日期 2016.06.23
申请号 US201514974322 申请日期 2015.12.18
申请人 CAPITAL ONE SERVICES, LLC 发明人 DEPERRO Jason;Stern Matthew;Makoski Daniel;Taniguchi Makiko;Anderson Austin;Cepress Carl
分类号 G06Q40/06;G06Q50/00;G06F17/30 主分类号 G06Q40/06
代理机构 代理人
主权项 1. A server for providing real-time monitoring of spending limits, comprising: a memory storing software instructions, the software instructions including an application configured to perform operations, and one or more processors configured to execute the software instructions to: determine that a user has interacted with a store item within a retail environment;access a user profile of the user, the user profile including at least one savings goal of the user;determine that a purchase of the store item would meet at least one trigger condition from among a plurality of trigger conditions associated with the at least one savings goal;generate an analysis of the estimated impact of the purchase on the at least one savings goal; andprovide the analysis to a device for display to the user while the user remains within the retail environment.
地址 Mclean VA US