发明名称 SECURE CARD-LINKED OFFER AND LOYALTY AGGREGATION
摘要 An aspect of the invention includes receiving card data for a user of a website of an offer publisher. The offer publisher sources end users for offers aggregated from retailers, which offers are presented through the website. Another aspect includes storing the card data and a user identifier in a storage device, transmitting the card data to offer providers, each of which sources offers from the retailers, receiving a token from each of the offer providers as a proxy for the card data, and storing the token with the card data and the identifier. In response to a transaction between the user and the offer publisher with respect to an offer, a further aspect includes retrieving an offer identifier and the token from the storage device, and transmitting the offer identifier and the token to the offer provider in lieu of the card data to identify the user.
申请公布号 US2016155140(A1) 申请公布日期 2016.06.02
申请号 US201414557664 申请日期 2014.12.02
申请人 1Card Inc. 发明人 DeNardis Richard Joseph
分类号 G06Q30/02 主分类号 G06Q30/02
代理机构 代理人
主权项 1. A method, comprising: receiving, at a computer processor as part of a registration process, card data for an end user of a website or mobile application of an offer publisher, the offer publisher sourcing end users as consumers of offers aggregated from multiple retailers, the offers presented through the website; storing the card data and an identifier of the end user in a storage device; transmitting, by the computer processor, the card data to a plurality of card-linked offer provider systems, each of the plurality of card-linked offer provider systems sourcing offers from the multiple retailers; receiving a unique token, from each of the plurality of card-linked offer provider systems, as a proxy for the card data; storing the unique token with the card data and the identifier of the end user in the storage device; in response to a transaction between the end user and the offer publisher, the transaction initiated in response to selection of a hypertext link by the end user with respect to an offer presented at the website, retrieving an offer identifier corresponding to the offer and the token corresponding to the card data from the storage device, and transmitting the token and the offer identifier to the card-linked offer provider system in lieu of the card data to identify the end user of the transaction.
地址 Oak Brook IL US