发明名称 |
METHODS, DEVICES, AND SYSTEMS FOR SECURE PROVISIONING, TRANSMISSION, AND AUTHENTICATION OF PAYMENT DATA |
摘要 |
Devices, systems, and methods for securely converting a user's existing static payment card data into dynamic card data that can be authenticated by card issuers or by a stand-in service provider, such as a payment network or processor without requiring the card issuers to make infrastructure changes. The dynamic data can be provisioned onto a magnetic secure transmission device (MST) either directly from a card issuer or using a swiper type device. Devices, systems, and methods are also disclosed for securely provisioning a dynamic card onto the MST by the card issuer. These dynamic cards may be used to transmit modified one-time-use card track data from the MST to a point of sale using a dynamic-CVV methodology to provide higher levels of security during a transaction. |
申请公布号 |
SG11201602941W(A) |
申请公布日期 |
2016.05.30 |
申请号 |
SG11201602941W |
申请日期 |
2015.02.13 |
申请人 |
SAMSUNG PAY, INC. |
发明人 |
HUANG, ENYANG;GRAYLIN, WILLIAM, WANG;WALLNER, GEORGE |
分类号 |
G06Q20/36;G06Q20/40;G06Q30/06 |
主分类号 |
G06Q20/36 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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