摘要 |
Methods and systems for facilitating payment are described. A user creates a user profile with a service provider, and the user profile is stored locally on a user device. When the user wants to make a payment from the user device, software running in the background of the device determines that a user profile is stored on the user device. If a user profile is detected, the software automatically presents the user with an option to make a payment with one or more funding sources. User credentials in the user profile are used to authenticate the user and authorize payment. |