| 摘要 |
The invention relates to a method that obliges the user to initiate a telephone session before carrying out transactions. In this way, if this is not done, even if data and codes are stolen from cards or the Internet, it will not be possible to fraudulently access the bank account or commercial account of the user. In the event of an unlawful access attempt, the following are carried out simultaneously at the very moment: the user is advised by text message on their mobile phone, the account provider is advised via internal messaging, and a message appears on the screen of the salesperson in the case of purchases or payments in situ. This method allows a very high level of security to be reached for the performance of transactions, mainly for withdrawals from automatic teller machines, where the level is even higher. Said invention falls within the field of technology relating to computer security methods. |
