发明名称 |
Systems, methods, and computer program products providing payment in cooperation with EMV card readers |
摘要 |
An electronic payment system provided by a mobile communication device, the system including a memory storing instructions for interacting with a EMV card reader to cause payment from an issuing bank associated with a cardholder to an acquiring bank of a merchant associated with the electronic payment processing system; and one or more processors in communication with the memory configured to: initiate a transaction by passing transaction information, including a transaction amount, to the EMV card reader; receive encrypted payment authorization from the EMV card reader to process a payment from the issuing bank to the acquiring bank, wherein the one or more processors are in communication with the EMV card reader; pass the encrypted payment authorization to the acquiring bank over a data connection; and receive a confirmation of payment from the acquiring bank over the data connection. |
申请公布号 |
AU2013207817(B2) |
申请公布日期 |
2016.04.28 |
申请号 |
AU20130207817 |
申请日期 |
2013.01.11 |
申请人 |
EBAY INC. |
发明人 |
LUNN, JOHN;PATEL, NARIK;MOGHADAM, ALI MINAEI;GOLDFARB, SIVANNE |
分类号 |
G06Q20/10;G06Q20/20;G06Q20/34;G06Q20/40 |
主分类号 |
G06Q20/10 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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