PAYMENT PROCESSING SYSTEM AND METHOD FOR PURCHASING REGULATED GOODS

摘要

A system for processing payment of regulated goods includes a computer-based manager configured with databases for storing data relative to a user's eligibility to purchase regulated goods, data relative to vendor inventory of regulated goods, data relative to vouchers requested by such user. Such system further includes a remote system in communication with the manager through which a user may request a voucher and pay for the regulated goods after which a voucher is generated by the remote system. A vendor system verifies the validity of the generated voucher and provides inventory data to the manager upon dispensing of the regulated goods to the verified user.

主权项

1. A system for processing the purchase of regulated goods by a user of said regulated goods over a communications network, said system comprising:
a computer-based manager having computer-readable media configured to access one or more of:
a database for storing user validity data relative to users eligible to purchase said regulated goods;a voucher database for storing data relative to user requests for a voucher;a database for storing data relative to a plurality of said remote voucher dispensing systems; anda database for storing data relative to vendors of regulated goods; a remote, computer-based voucher dispensing system in communication with said manager via said communications network, said voucher-dispensing system comprising:
a payment processor;a user validation module for retrieving said validity data from said manager; anda voucher generator for generating vouchers specific to a validated user; and a computer-based vendor system in communication with said manager via said communications network, said vendor system comprising:
a scanner for retrieving data from a printed voucher dispensed by said voucher dispensing system; anda verification module in communication with said scanner and configured to retrieve voucher data from said manager; andan inventory module configured with a database for storing data relative to a vendor inventory of regulated goods.