| 摘要 |
According to some embodiments, systems, methods, apparatus, computer program code and means may facilitate calculation of an insurance premium for an insurance product. Insurance risk factor data associated with the insurance product may be received along with insurance loss experience data. A server may interact with remote potential insurance customer devices to collect potential insurance customer price responsive behavior information associated with the insurance product. A pricing platform may receive information from a first remote potential insurance customer device, associated with a first potential insurance customer, and automatically calculate an insurance premium for the insurance product based on at least the insurance risk factor data, the insurance loss experience data, and the collected potential insurance customer price responsive behavior information. An indication of the calculated insurance premium may then be transmitted to the first potential insurance customer device. |
| 主权项 |
1. A system for enhanced communications between an interaction server and a remote device, the system comprising:
an insurance risk factor computer storage unit for receiving, storing, and providing risk factor data associated with the commercial insurance product; an insurance loss experience computer storage unit for receiving, storing, and providing loss experience data associated with the commercial insurance product; a potential insurance customer interaction server that has interacted with remote potential insurance customer devices and collected potential insurance customer price responsive behavior information associated with the commercial insurance product; and a pricing platform processor in communication with the insurance risk factor computer storage unit, the insurance loss experience computer storage unit, and the potential insurance customer interaction server, wherein the processor is configured for:
receiving information from a first remote potential insurance customer device associated with a first potential insurance customer,automatically calculating, for the first potential insurance customer, an insurance premium for the commercial insurance product based on at least the risk factor data, the loss experience data, and the collected potential insurance customer price responsive behavior information, andautomatically transmitting an indication of the calculated insurance premium to the first potential insurance customer device. |
