发明名称 |
SYSTEM AND METHOD FOR PROVIDING A SPEND MEMORY RECORD |
摘要 |
Systems and methods include a database maintained by a financial institution that stores transaction data associated with a previous financial transaction performed via a financial account of a respective account holder, wherein the transaction data comprises a transaction location and a transaction timestamp, a spend memory processor of the financial institution that retrieves the transaction data from the database, interacts with a social linking application programming interface (API) to receive, via a network, social data from a social networking site, wherein the social data comprises a social location and a social timestamp, compares the social data to the transaction data, and creates a spend memory record based on one or more similarities between the social data and the transaction data, and a communication interface of the financial institution that provides the spend memory record to a mobile device associated with the account holder. |
申请公布号 |
US2016078568(A1) |
申请公布日期 |
2016.03.17 |
申请号 |
US201514856940 |
申请日期 |
2015.09.17 |
申请人 |
Capital One Financial Corporation |
发明人 |
TRIVEDI Dwij |
分类号 |
G06Q40/00;G06Q50/00 |
主分类号 |
G06Q40/00 |
代理机构 |
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代理人 |
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主权项 |
1. A system, comprising:
a database maintained by a financial institution that stores transaction data associated with a previous financial transaction performed via a financial account of a respective account holder, wherein the transaction data comprises a transaction location and a transaction timestamp; and a spend memory processor of the financial institution that retrieves the transaction data from the database, interacts with a social linking application programming interface (API) to receive, via a network, social data from a social networking site, wherein the social data comprises a social location and a social timestamp, compares the social data to the transaction data, and creates a spend memory record based on one or more similarities between the social data and the transaction data; and a communication interface of the financial institution that provides the spend memory record to a mobile device associated with the account holder. |
地址 |
McLean VA US |