| 主权项 |
1. A method for updating expiry information of an account, said method is implemented by a prediction computing device in communication with a payment network, the prediction computing device includes one or more processors and is in communication with a memory, said method comprising:
receiving, by the prediction computing device, on a receipt date, a notification signal including an original primary account number (PAN) and a subsequent PAN for a first account having an original expiration date; detecting, by the prediction computing device, that the payment processing network has processed at least one cleared payment transaction that includes the subsequent PAN and a subsequent expiration date associated with the first account; determining, by the prediction computing device, an effective duration based on the original expiration date or by calculating the difference between the receipt date and the subsequent expiration date; receiving, by the prediction computing device, a request signal requesting a predicted expiration date for a second account, the request signal including a PAN associated with the second account; determining, by the prediction computing device, that the effective duration applies to the second account based at least in part on the PAN associated with the second account; and generating, by the prediction computing device, a predicted expiration date for the second account, based on the effective duration. |
