| 摘要 |
Described are methods and systems for remotely personalizing a payment device. In an embodiment, a trusted service provider (TSP) personalization server receives a payment device personalization request from a remote personalization device (RPD), determines that a hardware security token (HST) permits issuance of the payment device, and transmits a personalization data request to an issuer. The TSP personalization server then receives the requested personalization data from a Mobile Over-the-Air Provisioning Service (MOTAPS) server, generates session keys, converts data from the MOTAPS server into payment device application process data unit (APDU) data, and then transmits the personalization data and APDU data to the RPD to load onto a payment device. |
| 主权项 |
1. A method of remotely personalizing a payment device, comprising:
receiving, by a trusted service provider (TSP) personalization server computer from a remote personalization device (RPD), a payment device personalization request for personalizing a particular type of payment device; determining, by the TSP personalization server computer, that a hardware security token (HST) associated with the RPD permits issuance of the particular type of payment device; transmitting, by the TSP personalization server computer to an issuer server computer, a personalization data request; receiving, by the TSP personalization server computer from a Mobile Over-the-Air Provisioning Service (MOTAPS) server computer, the requested personalization data; generating, by the TSP Personalization Server computer in concert with a Hardware Security Module (HSM), session keys; converting, by the TSP personalization server computer using the session keys, data from the MOTAPS server computer into payment device application process data unit (APDU) data; and transmitting, by the TSP personalization server computer to the RPD, the APDU data and the personalization data for loading onto a payment device. |
