SYSTEM FOR ACCEPTING A FIRST ACCOUNT FOR MAKING PAYMENT FOR A TRANSACTION AND PAYING FOR THE TRANSACTION WITH FUNDS FROM A SECOND ACCOUNT

摘要

An online payment service receives from a consumer the identity of a first account for making a payment for a transaction. The payment service accepts the first account for making the payment. The payment is permitted to be made from a second account maintained for the consumer by the online payment service, where the payment may include coupons. The second account may be internal to the online payment system, and the first account may be external to the online payment service. A third party may participate in the transaction.

主权项

1. A system comprising:
at least one hardware processor maintained to communicate with a client machine via a network interface, the at least one hardware processor configured to include:
a receiver module to receive, via a message exchange with the client machine, information that identifies a first account for making a payment for a transaction, the information being generated by selection of a selectable element at a user interface at the client machine, the message exchange utilizing the network interface of the at least one hardware processor;a retriever module to retrieve information related to the first account;an approval module, responsive to risk analysis of the information related to the first account, to accept the first account for making the payment; anda payment module, responsive to the approval module, to map the first account to a second account maintained by an online payment service and to activate software to make payment for the transaction with funds from the second account, the payment including coupons.