Online shopping using NFC and a point-of-sale terminal

摘要

A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user. The method further includes receiving a result of the payment authorization from the payment entity through the mobile communication device; and completing the payment transaction based on the result of the payment authorization.

主权项

1. A point of sale terminal comprising;
a point of sale terminal processor configured to trigger an NFC interaction with a secure element and activate a secure element processor included in the secure element, wherein the secure element processor executes an NFC application stored in a secure element memory included in the secure element; and a point of sale terminal NFC transceiver configured to receive an identification code from the secure element during the NFC interaction without prior authentication and sends the identification code to a management server for processing, the secure element coupled with a mobile device, the mobile device including a mobile device display, a mobile device memory, a mobile device processor, and a mobile device transceiver.