发明名称 CUSTOMER AUTHENTICATION BASED ON ACTION THE USER HAS DONE WITHIN A TRANSIT SYSTEM
摘要 A method for authenticating a user of a transit system includes creating a user account associated with a user of a transit system and receiving a display identifier associated with a payment account of the user. The display identifier is visible on a payment media associated with the payment account. A first ridership challenge answer is requested and received. A second ridership challenge answer is requested based on the received first ridership challenge answer. The second ridership challenge answer is received. The ridership challenge answers are related to interactions of the user within the transit system. A transaction identifier is identified as being associated with the payment account based on the ridership challenge answers. The display identifier is linked with the transaction identifier. The display identifier and the transaction identifier are at least partially distinct from one another. Both the identifiers are associated with the user account.
申请公布号 US2015356558(A1) 申请公布日期 2015.12.10
申请号 US201514734611 申请日期 2015.06.09
申请人 Cubic Corporation 发明人 Nuzum Todd;McEntee Robert
分类号 G06Q20/40;G06Q50/30 主分类号 G06Q20/40
代理机构 代理人
主权项 1. A method for authenticating a user of a transit system based on interactions with the transit system, the method comprising: creating a user account associated with a user of a transit system; receiving a display identifier associated with a payment account of the user, wherein the display identifier is visible on a payment media associated with the payment account; requesting a first ridership challenge answer; receiving the first ridership challenge answer; requesting a second ridership challenge answer based at least in part on the received first ridership challenge answer; receiving the second ridership challenge answer, wherein the first ridership challenge answer and the second ridership challenge answer are related to interactions of the user within the transit system; identifying, based at least on the first ridership challenge answer and the second ridership challenge answer, a transaction identifier as being associated with the payment account; linking the display identifier with the transaction identifier, wherein the display identifier and the transaction identifier are at least partially distinct from one another; and associating both the display identifier and the transaction identifier with the user account.
地址 San Diego CA US