TRUSTED USER INTERFACE AND TOUCHSCREEN

摘要

A method for preventing a user from being lured into an electronic transaction that is different than one they intended to launch uses a transaction processor to encrypt a payment instruction message for private display and viewing by a user mobile electronics device. The mobile electronics device is configured to forward an encrypted payment instruction from the transaction processor to decoding and display circuitry secure from other access and reserved to the display of decoded payment instructions on a private display. The user is signaled when the private display is presenting a payment instruction from the transaction processor. The user is able to signal back to the transaction processor that the payment instruction is approved. Electronic transactions can only be completed if the user has signaled back to the transaction processor that the payment instruction is approved.

主权项

1. A transaction approval system, comprising:
a network based payments processing system configured to receive a user transaction request and to forward such request to a transaction processor for authentication and authorization; a trusted graphical user interface private to a corresponding user and configured to present a payment instruction directly from said transaction processor to said user; a control mechanism associated with the trusted graphical user interface and configured to announce to said user that a payment instruction is then being displayed on the trusted graphical user interface and that its source has been authenticated and its integrity validated; and an approval mechanism associated with the trusted graphical user interface and control mechanism, and configured to signal back to the transaction processor that said user has approved the payment instruction then being displayed on the trusted graphical user interface.