Transaction Discount Systems and Methods

摘要

Systems and methods for applying a transaction discount to a payment account are disclosed. In one exemplary system, a transaction discount system includes a memory having a discount database identifying discounted transaction types, a discount amount per discounted transaction type for an account type, and where each discounted transaction type is associated with a sponsor account. A server receives an electronic transaction from a payment device associated with a payment account. The server is coupled to the memory and includes computer-executable instructions defining a consumer transaction discount program that authorizes a full payment of the electronic transaction on the payment account and further credits the payment account the discount amount when the electronic transaction matches the discounted transaction type and the payment account matches the account type. The consumer transaction discount program also further debits the sponsor account for the discount amount.

主权项

1. A transaction discount system comprising:
a memory including a discount database of at least one discounted transaction type and a discount amount per discounted transaction type for at least one account type and wherein each discounted transaction type is associated with at least one sponsor account; a server receiving an electronic transaction from a payment device associated with a payment account; the server coupled to the memory wherein the server includes computer-executable instructions defining a consumer transaction discount program that authorizes a full payment of the electronic transaction on the payment account and further credits the payment account the discount amount when the electronic transaction matches one of the at least one discounted transaction type and where the payment account matches the at least one account type; and wherein the consumer transaction discount program further debits the at least one sponsor account for the discount amount.