摘要 |
Disclosed are an NFC function based cash withdrawing method and cash withdrawing system. The NFC function based cash withdrawing method is a method for conducting data transmission based on NFC between a mobile terminal (100) and an automatic teller machine (200) with the NFC function, and for realizing data exchange between the automatic teller machine (200) and an accepting bank system (300), a bank card organization system (400) and a card issuing bank system (500). Using the method, a user does not need to insert a bank card into the automatic teller machine, and also does not need to enter the password of the bank card into the automatic teller machine. Therefore, the bank card and the password thereof cannot be stolen by a stealing device arranged on the automatic teller machine by a lawbreaker. Moreover, because a physical card of the bank card does not need to be carried during cash withdrawal, the use is convenient. |