| 摘要 |
The present invention relates to a mobile payment processing system and a method thereof. The system makes a request for approval and processes payment such as approved remittance by receiving only a payment password from a user by using a mobile payment application. To achieve the purpose, the system issues a seller authentication key and a user authentication key for each of seller and user terminals. The user authentication key is issued in response to payment account information when a user purchases a product, and the seller authentication key is issued in response to receiver account information for a seller to receive money for the payment. The payment account information of the user can be registered in a plural form, and different payment passwords are registered for each piece of the payment account information. According to the present invention, when the user purchase the product, a primary verification process for the approval of the payment amount and a secondary verification process for the remittance of the approved payment amount to the seller can be processed only with the input of the payment password by the user. |
