METHOD, SYSTEM, AND COMPUTER-READABLE RECORDING MEDIUM FOR PROVIDING ELECTRONIC COMMERCE CONSUMER WITH MONETARY BENEFITS IN LARGE AMOUNTS

摘要

According to one aspect of the present invention, provided is a method for providing an electronic commerce consumer with monetary benefits in large amounts, the method comprising the steps of: receiving consumer information from a consumer terminal device and generating an account of a consumer on the basis of the received consumer information; determining benefits to be provided with regard to the account of the consumer, on the basis of information on purchase of a product by the consumer; and matching a refund corresponding to at least some of the determined benefits to the consumer, wherein the refund is realized sequentially in a delayed manner.

主权项

1. A method for providing an electronic commerce consumer with monetary benefits in quantity, the method being implemented in a benefit provision system comprising a consumer information management unit, a benefit provision unit and a benefit realization unit, and comprising the steps of:
in the consumer information management unit, receiving information on a consumer from a consumer terminal device and creating an account of the consumer on the basis of the received consumer information, wherein the consumer information includes at least some of a name, resident registration number, telephone number, mobile phone number, address, e-mail account, login ID, nickname, password and financial account information of the consumer; in the benefit provision unit, determining benefits to be granted with regard to the account of the consumer on the basis of information on product purchase of the consumer, wherein the product purchase information includes at least some of time of purchase, identification information, prime cost information, and retail price information of a product, and at least some of the determined benefits are refundable cash points; and in the benefit realization unit, matching a refund corresponding to the at least some of the determined benefits with the consumer, wherein the amount of the determined benefits is adjusted according to a cost ratio of the product, only a part of the determined benefits are refundable cash points and the remainder thereof are non-refundable cash points, the refund is realized in a sequentially delayed manner, and the sequential realization of the refund comprises causing m1% of the refund to be realized at t1 from the time of purchase of the product, causing m2% of the refund to be realized at t2 from the time of purchase of the product, and causing m3% of the refund to be realized at t3 from the time of purchase of the product, where m1, m2 and m3 (m1>m2>m3) are positive numbers representing percentages, and t1, t2 and t3 (t1