摘要 |
<p>An electronic payment network (10) with monitoring and control facilities. The electronic payment network (10) is based upon a contactless smart card (12) used in conjunction with at least one contactless smart card reader (14) in data communication with a host server (16). As transactions are made using the contactless smart card, a student's (38) customer account (22) and customer record (26) are updated. Depending on the transaction, the update may change the value of the student's (38) current monetary balance (32) and/or current points balance (34). The transaction may also result in an update of the student's (38) monitoring information (36). The parent of the student (38) can thereafter obtain reports based on the monitoring information (36) and view other details of the student's (38) customer account (22) and customer record (26). The parent may also set limits on the spending abilities of the student (38), by implementing set daily credit limit amounts (50, 54).</p> |