主权项 |
1. A system for facilitating a money transaction (transfer) in different currencies between first and second transferors, respectively, the system comprising:
a. A web portal coupled to a database, the database containing a record for each transferor recording:
i. identification information;ii. a target amount and a target currency for a desired money transaction;iii. a paying currency and a desired currency exchange rate for paying for the desired money transaction; b. The web portal having a display application configured to permit the first and second transferors to post details of the transferor's target amount, target currency, paying currency and desired currency exchange rate; c. The display application being further configured to enable each transferor to view details of the target amount, target currency, paying currency and desired exchange rate posted by the other transferor; d. The web portal having a communication application configured to permit the first and second transferors to communicate with each other through the web portal and negotiate an agreed currency exchange rate for carrying out their respective desired money transfers; e. A first money account and a second money account, the first and second money accounts being in different currencies, the first and second money accounts being coupled to a fulfillment application, the fulfillment application recording a first deposit of first funds into the first account by the first transferor, the fulfillment application recording a second deposit into the second account by the second transferor; f. the fulfillment application recording a first and second control codes, the first control code controlling the first funds in the first account and the second control code controlling the second funds in the second account; g. the fulfillment application being further configured to simultaneously transfer the first control code to the second transferor and the second control code to the first transferor upon the first and second transferors each signaling to the fulfillment application that a transfer agreement has been reached between them on the exchange rate. |