发明名称 |
METHOD AND SYSTEM FOR SECURE CONSUMER IDENTIFICATION |
摘要 |
Methods and systems for receiving an authorization request associated with a transaction, the authorization request including a payment account number and a card verification value; determining the authorization request is to be processed as having a dynamic card verification value; automatically bypassing, in response to the determination that the authorization request is to be processed as having a dynamic card verification value, at least one card verification process to be used in a processing of the authorization request; and sending the authorization request to a card verifier to verify the card verification value matches a dynamic card verification value of record. Some methods and systems include transmitting the authorization request to a payment network for authorization of the transaction; receiving an authorization response in reply to the transmitted authorization request; and providing an indication of the authorization response to a merchant associated with the transaction. |
申请公布号 |
CA2941508(A1) |
申请公布日期 |
2015.09.11 |
申请号 |
CA20152941508 |
申请日期 |
2015.03.02 |
申请人 |
MASTERCARD INTERNATIONAL INCORPORATED |
发明人 |
GUINEY, CHRISTOPHER A.;CARPENTER, TRAVIS M. |
分类号 |
G06Q20/40;G06Q20/34 |
主分类号 |
G06Q20/40 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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