SYSTEM AND METHOD FOR INTERNET CONSUMER TERMINAL (ICT)

摘要

Systems and methods are provided which enable superior security in web transactions by allowing the use of DCWP/DCP/CCP in internet transactions, where such were previously only available in retail transactions. In some implementations, a mobile device such as a smart phone enables the payment of such transactions at web merchant sites and other internet websites. In one implementation, a mobile device may be coupled to an internet consumer terminal module which allows secure processing. In another implementation, a mobile device may include an integral internet consumer terminal module. In either case, systems and methods according to present principles enable a mobile device to act as a consumer terminal that can be used for payment by DCWP/DCP/CCP.

主权项

1. A device for performing online commerce in a secure fashion, comprising:
a. an internet consumer terminal module device, configured to signally couple to a mobile device, the internet consumer terminal module device configured to transmit credit or debit card data to a credit card processor upon a transaction conducted by the mobile device with an online merchant; b. wherein the internet consumer terminal module device further includes a physical chip configured to encrypt credit or debit card data to a level sufficient for the credit card processor to complete the transaction.