System and method for controlling financial transactions over a wireless network

摘要

A system and method for controlling financial transactions is disclosed. A customer, using a wireless device, identifies a point of sale and the amount of a transaction at that point of sale is first communicated to a central service and then transmitted to the wireless device for display at the wireless device. The customer can either accept the transaction amount to complete the transaction or reject the amount to cancel the transaction. The customer may have to enter a password or personal identification number to verify the authorization to use the wireless financial system. The customer is billed for the transaction via credit, debit, ATM or other methods, such as the wireless carrier or an internet provider.

主权项

1. A method comprising, on a wireless communications device:
transmitting, to a server system, first data indicative of a geographic area in which the wireless communications device is currently located; receiving, from the server system, second data comprising data identifying a plurality of locations based at least in part on the first data; presenting, on a display of the wireless communications device, the plurality of locations identified by the second data; receiving user input representing a selected location of the plurality of locations; and transmitting, to the server system, third data indicative of the selected location, wherein the third data is transmitted to associate a user of the wireless communications device with the selected location.