发明名称 PAYMENT ACCOUNT IDENTIFIER SYSTEM
摘要 A method for utilizing a non-transactable account identifier with a payment token is disclosed. The non-transactable account identifier can have the same format as a primary account number (PAN) and the payment token, but is not used to conduct a payment transaction.
申请公布号 US2015199689(A1) 申请公布日期 2015.07.16
申请号 US201514597072 申请日期 2015.01.14
申请人 Kumnick Phillip;Ovick Joseph Bjorn;Srivastava Chandra 发明人 Kumnick Phillip;Ovick Joseph Bjorn;Srivastava Chandra
分类号 G06Q20/40;G06Q20/36 主分类号 G06Q20/40
代理机构 代理人
主权项 1. A method comprising: receiving, by a token service computer, a token request comprising a primary account identifier from a token requestor computer; determining, by the token service computer, a transactable payment token and a non-transactable payment account identifier associated with the primary account identifier; and transmitting, by the token service computer, the transactable payment token and the non-transactable payment account identifier to the token requestor computer, wherein the transactable payment token and the non-transactable payment account identifier are subsequently provided to an access device to conduct a transaction.
地址 Phoenix AZ US