发明名称 |
PAYMENT ACCOUNT IDENTIFIER SYSTEM |
摘要 |
A method for utilizing a non-transactable account identifier with a payment token is disclosed. The non-transactable account identifier can have the same format as a primary account number (PAN) and the payment token, but is not used to conduct a payment transaction. |
申请公布号 |
US2015199689(A1) |
申请公布日期 |
2015.07.16 |
申请号 |
US201514597072 |
申请日期 |
2015.01.14 |
申请人 |
Kumnick Phillip;Ovick Joseph Bjorn;Srivastava Chandra |
发明人 |
Kumnick Phillip;Ovick Joseph Bjorn;Srivastava Chandra |
分类号 |
G06Q20/40;G06Q20/36 |
主分类号 |
G06Q20/40 |
代理机构 |
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代理人 |
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主权项 |
1. A method comprising:
receiving, by a token service computer, a token request comprising a primary account identifier from a token requestor computer; determining, by the token service computer, a transactable payment token and a non-transactable payment account identifier associated with the primary account identifier; and transmitting, by the token service computer, the transactable payment token and the non-transactable payment account identifier to the token requestor computer, wherein the transactable payment token and the non-transactable payment account identifier are subsequently provided to an access device to conduct a transaction. |
地址 |
Phoenix AZ US |