摘要 |
A method for resetting a payment password is disclosed. The method includes: at a payment server, receiving, from a portable electronic device, a payment card password reset request corresponding to a first payment card associated with a first user account and determining if the payment server has authority to reset the payment card password for the first payment card. The method further includes, in accordance with a determination that the payment server lacks the authority to reset the payment card password for the first payment card, instructing the portable electronic device to retrieve, in lieu of password reset information for the first payment card, card information corresponding to a first alternate payment card; receiving, from the portable electronic device, a response including card information corresponding to the first alternate payment card; and determining validity of the card information corresponding to the first alternate payment card. |