| 摘要 |
A system and method is provided for detecting fraud during merchant on-boarding. A transaction processing system receives a payment request from a merchant and retrieves merchant metadata associated with a merchant profile based on the payment request. The system determines an initial risk score for the transaction based, at least in part, on the merchant metadata. The risk score may then be dynamically adjusted based on the received payment request and the merchant metadata. The system may further determine, based on the risk score, whether to notify a system administrator of a high risk transaction, request a review of the transaction by the system administrator, and/or decline the transaction. |
