发明名称 MOBILE COUPONING SYSTEM AND METHOD
摘要 There is provided a method and a system for enabling a transaction using electronic coupons. The method comprises assigning an electronic coupon to a given customer and transmitting information related to the electronic coupon to a mobile device of the given customer. In the course of the transaction, a predetermined issuer identification number (IIN) is provided in a payment terminal of a merchant and the predetermined IIN is detected by a payment gateway of a payment processing entity operatively connected to the payment terminal. An indication of a financial benefit associated with the use of the electronic coupon is retrieved from a database and is provided to the merchant such that the given customer is provided with the financial benefit upon completion of the transaction.
申请公布号 US2015149268(A1) 申请公布日期 2015.05.28
申请号 US201414482995 申请日期 2014.09.10
申请人 MOBI724 SOLUTIONS INC. 发明人 VIENNEAU Marcel
分类号 G06Q30/02 主分类号 G06Q30/02
代理机构 代理人
主权项 1. A method for enabling a transaction using electronic coupons, the method comprising: providing a customer database comprising, for each customer of a plurality of customers, a corresponding customer contact parameter for enabling a communication with a mobile device of the customer; assigning an electronic coupon to a given customer, the assigning comprising storing an indication of said electronic coupon in said customer database; transmitting a predetermined issuer identification number (IIN) and information related to said electronic coupon to the mobile device of the given customer for use thereof in a transaction involving a payment terminal of a merchant; in the course of the transaction, receiving an indication of a use of the electronic coupon, the receiving comprising the predetermined IIN being provided in the payment terminal of the merchant and being detected by a payment gateway of a payment processing entity operatively connected to the payment terminal, the receiving further comprising the indication of the electronic coupon being provided by said payment gateway upon detection of the predetermined IIN; retrieving from the customer database an indication of a financial benefit associated with the use of the electronic coupon; providing to the merchant the indication of the financial benefit such that the given customer is provided with the financial benefit upon completion of the transaction.
地址 Westmount CA