System for secure enrollment and secure verification of network users by a centralized identification service

摘要

A system and method for providing, as a service over a computer network (especially a packet-switched computer network) to a body of merchants connected to the computer network, verification of consumer identification based on data provided over the computer network by scanning devices attached to the computers operated by consumers.

主权项

1. A computer-implemented method, comprising:
using a computer processor to perform steps, comprising:
receiving a verification request to verify a consumer, the request including a merchant identifier uniquely identifying a merchant of a plurality of merchants and an identity of the consumer;receiving a selection of a scanning device selected from a list of scanning devices by the consumer;transmitting device-specific instructions to the consumer to activate the scanning device selected by the consumer;receiving a scanning result from the consumer using the selected scanning device based on the device-specific instructions; anddetermining whether the scanning result matches verification data item associated with the merchant identifier and the identity of the consumer.