发明名称 ELECTRONIC REFUND REDEMPTION
摘要 A system for electronic refund redemption includes an interface operable to receive an electronic communication identifying a product purchased by a user from a vendor, an amount of value added tax (“VAT”) included for the purchased product, and VAT refund criteria associated with the VAT jurisdiction in which the products were purchased, wherein the VAT refund criteria identifies products subject to a VAT refund in the VAT jurisdiction, and a processor, communicatively coupled to the interface, operable to determine, based on the VAT refund criteria, that the purchased product qualifies for a VAT refund and a VAT refund amount for the purchased product.
申请公布号 US2015127534(A1) 申请公布日期 2015.05.07
申请号 US201314070742 申请日期 2013.11.04
申请人 Bank of America Corporation 发明人 Bhambhani Madhu Madhav
分类号 G06Q20/40 主分类号 G06Q20/40
代理机构 代理人
主权项 1. A system for electronic refund redemption, comprising: an interface operable to: receive an electronic communication identifying a product purchased by a user from a vendor and an amount of value added tax (VAT) included for the purchased product;receive an identification of a VAT jurisdiction in which the product was purchased;receive VAT refund criteria associated with the VAT jurisdiction in which the product was purchased, wherein the VAT refund criteria identifies products subject to a VAT refund in the VAT jurisdiction; andcommunicate, electronically, a passport number associated with the user to a device associated with the vendor; a processor, communicatively coupled to the interface, operable to: determine, based on the received VAT refund criteria, that the purchased product qualifies for a VAT refund and a VAT refund amount for the purchased product; andgenerate, based on the determination that the purchased product qualifies for the VAT refund, a compliance message to a user identifying at least a portion of the VAT refund criteria and requesting an indication of whether the user intends to comply with the identified VAT refund criteria; the interface further operable to: communicate the compliance message to the user; andreceive an indication that the user intends to comply with the identified VAT refund criteria; the processor further operable to generate an authorization message that includes the VAT refund amount for the purchased product; and the interface further operable to: communicate the authorization message to an entity authorized to approve the VAT refund for the purchased product; andreceive an authorization message from the entity authorizing the VAT refund for the purchased product.
地址 Charlotte NC US