SYSTEMS AND METHODS FOR DETERMINING RISK EXPOSURE

摘要

Systems and methods of the present technology provide the capability to determine risk exposure of points of interest (e.g., insured locations) based on the occurrence of an event (e.g., a catastrophic event). The systems and methods use two-dimensional convolution and FFT processing to provide quick determinations.

主权项

1. A method of determining risk exposure associated with points of interest, said method comprising the steps of:
generating, by a computing device, a first grid comprising cells with exposure totals for points of interest within the cells; generating, by the computing device, a second grid corresponding to an event footprint, the second grid comprising cells, each cell having a coverage factor determined by the event footprint; and applying, by the computing device, the second grid to the first grid in a convolution process to determine the risk exposure of each cell within the first grid.