Systems and Methods for Providing Enhanced Point-Of-Sale Services

摘要

Systems and methods are provided for identifying enhanced services for presentation to a user at a point-of-sale terminal. The disclosed embodiments include, for example, a system that may be configured to receive a request to authenticate a purchase transaction that identifies a financial service account and a point-of-sale terminal. The system may be configured to determine, based on the request, whether an issuer of the user's account corresponds to a provider associated with the point-of-sale terminal. The server may also be configured to identify one or more services available to the user, when the issuer corresponds to the provider, and provide information identifying the services to the point-of-sale terminal.

主权项

1. A system, comprising:
a storage device; and at least one processor coupled to the storage device, the storage device storing software instructions for controlling the at least one processor when executed by the at least one processor, and the at least one processor being operative with the software instructions and configured to:
receive first information identifying a purchase transaction involving a payment instrument and second information identifying a point-of-sale terminal, the payment instrument being associated with an account of a user;determine, based on the first and second information, whether an issuer of the user account corresponds to a provider of the point-of-sale terminal,when the issuer corresponds to the provider, identify a plurality of first services available to the user based on at least one of the first information, the second information, or user profile information; andgenerate a first electronic command to transmit information identifying at least one of the available first services for presentation on the point-of-sale terminal.