SYSTEMS AND METHODS FOR MOBILE IMAGE CAPTURE AND PROCESSING

摘要

In various embodiments, methods, systems, and computer program products for capturing and processing digital images captured by a mobile device are disclosed. The claimed algorithms are specifically configured to perform and facilitate loan application processing by capturing an image of a document using a mobile device, and analyzing the image (optionally in conjunction with additional data that may also be captured, determined, or otherwise provided to the loan application process) to determine loan-relevant information. Select loan-relevant information may be extracted, compiled, and/or analyzed to facilitate processing of the loan application. Feedback may be provided to facilitate facile application processing, e.g. by ensuring all requisite information is submitted with the loan application. Image capture and document detection are preferably performed using the mobile device, while all other functions may be performed using the mobile device, a remote server, or some combination thereof.

主权项

1. A method, comprising:
capturing image data using a mobile device, the image data depicting a digital representation of a document; defining, based on the image data, a plurality of candidate edge points corresponding to the document; defining four sides of a tetragon based on at least some of the plurality of candidate edge points; and determining a document type corresponding to the document is one of:
“loan document;”“data relating to loan application;”“data not relating to loan application;” and“unknown.”