| 摘要 |
<p>An integrated payment system and a method are disclosed. a user terminal includes a registering part registering terminal information in a code server and registering payment method information in a payment method information server and a payment processing part processing payment according to payment terminal selection information about one selected from the user terminal or POS terminal, and a near field communication part storing the terminal code in a tag. The code server receives the terminal code, receives position information of the payment method information server from the payment method information server, receives a POS code, the position information of the payment server, and the position information of the POS terminal, and controls the user terminal or the POS terminal to perform payment according to the selection information. The payment method information server stores the payment method information registered by the user in the terminal code by mapping it with the code. The POS terminal transmits the selection information to the code server and transmits the terminal code and the POS code to the code server when obtaining the terminal code from the tag through a reader by including the reader. The payment server performs payment according to a payment method selected by the user. [Reference numerals] (S100) Register payment system information; (S200) Register user information; (S300) Register payment information according to a payment request; (S400) Payment by a POS terminal or a user terminal</p> |
