发明名称 Computerized Method, Apparatus and System for Issuing Surety Bonds
摘要 A method, system and apparatus for obtaining a bond is disclosed. The invention, employs a computer system that has a work station in communication with a server to provide information on a contractor that is required by a surety over the computer system. The server is provided with owner/obligee information concerning a bond over the network A surety is selected to provide the bond and the identity of the surety is presented over said computer network. The type of bond sought is identified. Approval of the bond is requested over the computer network and a decision on the bond request is obtained over the network. The approval decision includes an authorization code that is presented at a bid letting along with the contractor's bid. The authorization code permits an owner/obligee to view an approved bond through the computer network.
申请公布号 US2015081341(A1) 申请公布日期 2015.03.19
申请号 US201314028679 申请日期 2013.09.17
申请人 Sforzo Joseph 发明人 Sforzo Joseph
分类号 G06Q40/08 主分类号 G06Q40/08
代理机构 代理人
主权项 1. A non-transitory computer readable storage medium storing program code for a method of processing one or more bond applications and of executing a respective surety bond, wherein execution of the program code by one or more processors of a computer system causes the displaying of one or more screens for use in executing the steps of said method, said method comprising; authorizing an agent, by one or more surety companies using an agent authorization screen, for accessing of the computer system, said access authorizing the agent for issuing surety bonds on behalf of each said one or more surety companies; requesting, by a requestor, of a bond from said authorized agent; accessing the computer system, by said authorized agent, using a login screen, and entering, by said authorized agent, of information for said requested bond into a bond application screen; selecting a bond type, for said bond application, from a list of more or more bond types; selecting a surety company, for said bond application, from a list of said one or more surety companies; issuing a decision on said bond application; and wherein when said decision comprises approving said bond application, executing said requested bond by: listing a date and a time of said execution on said requested bond, assigning an authorization code for said requested bond, providing said authorization code to the requester, and storing said executed bond in said storage medium; submitting of said bond authorization code, by the requester, to an owner/obligee; accessing the computer system, by the owner/obligee, using said login screen; and verifying said executed bond, by the owner/obligee, by: entering said bond authorization code into the computer system; anddisplaying said executed bond.
地址 Massapequa NY US