发明名称 Method and System for Secure Mobile Payment Processing and Data Analytics
摘要 A method for processing payment transactions includes: storing a plurality of consumer profiles, wherein each consumer profile includes data related to a consumer including at least a combined identifier and at least two payment account identifiers; receiving an authorization request for a payment transaction originating from a point of sale device, wherein the authorization request includes at least a combined identification; identifying a specific consumer profile where the included combined identifier corresponds to the combined identification; transmitting at least the at least two payment account identifiers included in the specific consumer profile to the point of sale device; receiving an indication of one of the at least two payment account identifiers from the point of salve device; updating the authorization request to include at least the indicated one of the at least two payment account identifiers; and transmitting the updated authorization request.
申请公布号 US2015066651(A1) 申请公布日期 2015.03.05
申请号 US201314017624 申请日期 2013.09.04
申请人 MasterCard International Incorporated 发明人 HU Po;Gerard Jean-Pierre;Chauhan Rohit
分类号 G06Q20/40;G06Q20/04;G06Q30/02;G06Q20/20 主分类号 G06Q20/40
代理机构 代理人
主权项 1. A method for processing payment transactions, comprising: storing, in a consumer database, a plurality of consumer profiles, wherein each consumer profile includes data related to a consumer including at least a combined identifier and at least two payment account identifiers; receiving, by a receiving device, an authorization request for a payment transaction originating from a point of sale device, wherein the authorization request includes at least a combined identification; identifying, by a processing device, a specific consumer profile where the included combined identifier corresponds to the combined identification; transmitting, by a transmitting device, at least the at least two payment account identifiers included in the specific consumer profile to the point of sale device; receiving, by the receiving device, an indication of one of the at least two payment account identifiers from the point of salve device; updating, by the processing device, the authorization request to include at least the indicated one of the at least two payment account identifiers; and transmitting, by the transmitting device, the updated authorization request.
地址 Purchase NY US