| 主权项 |
1. A real-time analytics process for analyzing the behavior of a user from a series of transaction events reported over a network, comprising the steps of:
generating an initial population of smart agent profiles for every user or other entity evident in a historical record of transactions in a modeling and training database; thereafter during operation, storing said initial population of smart agent profiles in a computer file system and then adding more smart agent profiles as required as new transaction data is input; organizing and time-stamping said new transaction data as it is being input line-by-line into time intervals; assigning a vector to point to a run of profile data that all share the same atomic time interval; assigning other vectors to point to other runs of profile data that share a common atomic time interval; rolling the vectors around to point to newer time intervals as they occur, retiring vectors to expired time intervals, and reassigning those vectors to point to the newer atomic time intervals; collecting vectors that correspond to particular smart agent profiles (P) into lists stored in profile blocks with a meta-data header; wherein, all the transactions that involved a particular entity in the span of time represented by all the then unexpired atomic time intervals are made more quickly accessible and retrievable by said vectors. |
